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What would you say if we told you that you could potentially increase your rental returns by up to 30% simply by ticking a box? You'd probably call us 'barking mad'.

We don't like to dust off the old crystal ball and speculate very often, but there's been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it.

Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you'll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy.

While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door.