What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more...
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A record 82% of home loans rely on mortgage brokers. Here’s why.
By Portfolio Capital
/ October 15, 2026
What does a good home loan rate look like now?
By Portfolio Capital
/ October 8, 2026
A fourth rate rise for 2026 has just made checking your home loan rate a priority. But what does a...
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RBA hikes cash rate for fourth time this year, up to 4.60%
By Portfolio Capital
/ September 29, 2026
Here we go again … The Reserve Bank of Australia (RBA) has raised the cash rate for a fourth time...
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How you could still negatively gear a rental property
By Portfolio Capital
/ September 24, 2026
The federal budget introduced major tax reforms for property investors, but it may still be possible to enjoy the potential...
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Why holding out for lower prices could hurt first home buyers
By Portfolio Capital
/ September 17, 2026
In today’s easing market, it may be tempting to wait for property prices to fall further. But it’s a strategy...
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Spring selling season is here. What’s different in 2026?
By Portfolio Capital
/ September 10, 2026
Australia’s peak property season is underway, and spring 2026 is shaping up as a buyers’ market. Here’s what the experts...
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Could rates lift off again before Xmas? Here’s how to prepare
By Portfolio Capital
/ September 3, 2026
Several of the big banks have pivoted on their rate outlook, and are now predicting rate hikes (rather than no...
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Could you spot a property scam? Spoiler alert: over 2 in 5 can’t
By Portfolio Capital
/ August 27, 2026
Property transactions involve big bucks – and that makes them a big target for scammers. With large sums of money...
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The silver lining of a cooling property market for home owners
By Portfolio Capital
/ August 20, 2026
While rising prices were the talk of the town not so long ago, the tide has started to turn, with...
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What’s a competitive rate right now? Nearly 50 lenders offer variable rates below 6%
By Portfolio Capital
/ August 13, 2026
Great news! Homeowners can breathe a sigh of relief, with the Reserve Bank of Australia (RBA) keeping the cash rate...
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Was your offset account flagged in the ASIC investigation?
By Portfolio Capital
/ August 6, 2026
So it turns out some mortgage offset accounts haven’t been working as intended, according to a recent investigation. Here’s how...
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How to avoid this common home buyer trap
By pcpl.net.au
/ July 29, 2026
Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices.
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Great news for buyers: property listings spike, FOMO dials down
By pcpl.net.au
/ July 22, 2026
Things are looking up for homebuyers. New listings are on the rise, and that can mean more choice and less FOMO pressure for buyers. Here’s how the shift in today’s market could benefit your homebuying plans.
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Lenders cut rates as competition heats up
By pcpl.net.au
/ July 15, 2026
The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to review your current loan.
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Bank of Mum and Dad: why a written agreement can make sense
By pcpl.net.au
/ July 8, 2026
With more first home buyers relying on family support to get into the market, we explain why it may be beneficial to put the details in writing if Mum and Dad offer a financial helping hand.
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New financial year, new reasons to review your home loan
By pcpl.net.au
/ July 1, 2026
As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner.
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How the property market is shaping up in your area post budget night
By pcpl.net.au
/ June 24, 2026
It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities.
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Record smashed: over 80% of buyers turn to a broker for help
By pcpl.net.au
/ June 17, 2026
The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why.
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5 tips to help you clear your mortgage by retirement
By pcpl.net.au
/ June 10, 2026
Worried you'll still be paying off your mortgage in retirement? New research shows you're not alone. Here are five tips to help clear the slate before you hang up your work boots.
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Not a housing "crash” – easing growth and plenty of buying opportunities
By pcpl.net.au
/ June 2, 2026
House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers.
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