Housing affordability improves in March quarter Housing affordability improved in the March 2016 quarter according to the latest REIA/Adelaide Bank Housing Affordability Report. The Report shows that in the March quarter, the proportion of income required to meet loan repayments decreased by 2.4% to 30.0%. “The first three months of the year brought good news…
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Choosing the right loan
Choosing the Home or Investment Loan that’s right for you David Harris, Portfolio Capital Pty Ltd 26th November 2015 In today’s financial markets, especially the residential mortgage sector, we are spoilt for choice. With literally hundreds of providers and thousands of loan products, how do we as consumers sift through the facts and make a…
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5 Reasons RBA will cut rates again (Aug 2015)
Five reasons the RBA will likely cut rates again 5 August 2015 Columnist: Shane Oliver - SMSFAdviser While it’s a close call, chances are the RBA will cut rates again before year end, reflecting a poor business investment outlook, weakness in commodity prices, the Australian dollar remaining too high and slowing momentum in home price…
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Negative Gearing
The case in favour of Negative Gearing Since before the July 2 election we've seen arguments for and against Negative Gearing. Those against have claimed that NG benefits only the rich and forces property prices up while those in the "for" camp refer to risk of increased rents due to lack of investors buying properties…
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