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A question we often get goes something along the lines of: 'I make my repayments on time, and I save $1,000 per month, why is the bank saying I can’t service a loan?' Here's how banks conduct loan serviceability.

Information is power. Knowing how much a property is worth can help you secure a great price during negotiations.

Many people only pay their bills on time to avoid being slugged with late fees and a bad credit rating. But a big change this month means that you can now be rewarded for timely repayments.

With some of the major lenders recently lifting interest rates on variable home loans, we've had a number of enquiries this week as to whether now is a good time to lock in an interest rate.