The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners.
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Myth buster: do weekly repayments pay off an offset loan faster?
By Portfolio Capital
/ May 1, 2025
There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the...
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Could US tariffs be good news for Aussie home owners?
By pcpl.net.au
/ April 23, 2025
Tariff-triggered cuts to interest rates could be just around the corner, with Australian borrowers the likely winners if they come to fruition.
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Election 2025: what’s on offer for first home buyers?
By pcpl.net.au
/ April 16, 2025
Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.
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Home owners notch up gains of $230,000 in just 5 years
By pcpl.net.au
/ April 9, 2025
Did you know that the average home owner saw their property’s value rise $46,000 per year over the past five years? Today we’ll look at ways you could put that recent increase in equity to further use.
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Why 1-in-2 families are thinking of refinancing
By pcpl.net.au
/ April 2, 2025
The RBA may have swiped left on an April rate cut, but plenty of home owners are taking matters into their own hands by refinancing to save on interest with a lower rate.
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Sounds of silence: how traffic noise can impact property values
By pcpl.net.au
/ March 26, 2025
‘Close to public transport’ is often touted as a plus for home buyers. But new research shows just how much close proximity to a busy road, railway or flight path can impact property values.
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5 fun (and budget-friendly) ideas for an Easter staycation
By pcpl.net.au
/ March 19, 2025
This Easter offers more than chocolate eggs and hot cross buns. It brings a rare mega-holiday, and if your budget doesn’t stretch to a trip away, check out our tips to enjoy a memorable getaway - at home.
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Low cost renos to help keep your home cosy this autumn
By pcpl.net.au
/ March 12, 2025
It’s been a long, hot summer, but the seasons are shifting and it’s time to prepare for the cooler months ahead. A few simple improvements could help keep your home snug without overheating your power bills.
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Was that the shortest property downturn ever?
By pcpl.net.au
/ March 5, 2025
The so-called market ‘downturn’ we saw over the last few months was a blink-and-you-miss-it affair. Home prices are once again on the up. We unpack what’s happening – and why now could be a good time to buy.
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Major change coming to mortgage rules for university grads
By Portfolio Capital
/ February 27, 2025
Good news for the three million Australians who have a student debt. New rules are on the cards that could...
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RBA cuts the cash rate for the first time since 2020
By pcpl.net.au
/ February 18, 2025
Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?
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The scheme that’s helped 193,000 Aussies buy a first home
By pcpl.net.au
/ February 11, 2025
If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Here’s how it works.
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What happens to my home loan if interest rates fall?
By pcpl.net.au
/ February 5, 2025
Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south.
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The top 5 location turn-offs for Aussie home buyers
By Portfolio Capital
/ January 30, 2025
Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a...
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How to finance your 2025 home renovation
By pcpl.net.au
/ January 22, 2025
Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno finance options are available. Today we'll explain some ways to fund your home improvement project.
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Decisions decisions… Fixed-rate vs variable home loan rate
By Portfolio Capital
/ January 16, 2025
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer....
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House, apartment or townhouse? The pros and cons of each
By Portfolio Capital
/ January 9, 2025
There’s much more to property in Australia than just houses or units. And if you’re in the market for a...
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Three financial New Year’s resolutions to tackle 2025 head-on
By Portfolio Capital
/ January 2, 2025
How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or...
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Merry Christmas! And thanks for your support in 2024!
By Portfolio Capital
/ December 24, 2024
With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your...
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