Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans.
Read More
Forget 'The Block', more homes are selling at auction
By pcpl.net.au
/ October 29, 2025
Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As auction clearance rates heat up we explain how to get your auction game on.
Read More
All aboard! The affordability of just one extra train stop
By pcpl.net.au
/ October 22, 2025
If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to stay on the train for just one more stop can be rewarded with savings totalling hundreds of thousands of dollars.
Read More
Bank of Mum and Dad stumps up $40,000
By pcpl.net.au
/ October 15, 2025
They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at the pros and cons of family support – plus other ways to buy a first home that give mum and dad a break.
Read More
What are the chances of another rate cut this year?
By pcpl.net.au
/ October 8, 2025
The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan.
Read More
Separating? Understand your home loan options
By pcpl.net.au
/ October 1, 2025
Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal.
Read More
99% of brokers have helped their clients secure a lower rate
By pcpl.net.au
/ September 24, 2025
Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more.
Read More
Countdown to be in your new home by Christmas
By pcpl.net.au
/ September 17, 2025
The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good news is that a broker can help you get there.
Read More
Jump into the market up to 4 years sooner with 5% deposit scheme
By pcpl.net.au
/ September 10, 2025
If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now.
Read More
5 steps to help you find a competitive edge this home-buying season
By pcpl.net.au
/ September 3, 2025
Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring.
Read More
5% deposit scheme expands early – will it increase house prices?
By Portfolio Capital
/ August 28, 2025
The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has...
Read More
Surge in switching: 1,000 home loans refinanced every day
By pcpl.net.au
/ August 20, 2025
Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter.
Read More
Third rate cut delivered this year as RBA trims cash rate to 3.60%
By pcpl.net.au
/ August 12, 2025
Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease?
Read More
Skipping pre-approval sees 1-in-10 first home buyers miss out
By pcpl.net.au
/ August 6, 2025
Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval.
Read More
How your home can help your kids get a great education
By pcpl.net.au
/ July 30, 2025
Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here's why.
Read More
Newly built homes notch up strongest sales in 3 years
By pcpl.net.au
/ July 22, 2025
There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We look at the pros and cons of buying a new home - and the financial incentives available to new home buyers.
Read More
Has your borrowing power increased in 2025?
By pcpl.net.au
/ July 16, 2025
If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise.
Read More
Two-thirds of borrowers could save by refinancing: report
By pcpl.net.au
/ July 9, 2025
Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them.
Read More
Small deposit? 50,000 Home Guarantee Scheme spots just opened up
By pcpl.net.au
/ July 2, 2025
Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot.
Read More
How to make an offer on a home
By Portfolio Capital
/ June 26, 2025
Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain...
Read More
