Waiting for home prices to ‘bottom out’ before buying may seem like a smart strategy but it could work against you. Here are the risks of holding out and hoping for lower prices.
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Great news for buyers: property listings spike, FOMO dials down
By pcpl.net.au
/ July 22, 2026
Things are looking up for homebuyers. New listings are on the rise, and that can mean more choice and less FOMO pressure for buyers. Here’s how the shift in today’s market could benefit your homebuying plans.
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Lenders cut rates as competition heats up
By pcpl.net.au
/ July 15, 2026
The Reserve Bank may have kept rates on hold in June, but a growing number of lenders have cut their home loan interest rates. This could be your sign to review your current loan.
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Bank of Mum and Dad: why a written agreement can make sense
By pcpl.net.au
/ July 8, 2026
With more first home buyers relying on family support to get into the market, we explain why it may be beneficial to put the details in writing if Mum and Dad offer a financial helping hand.
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New financial year, new reasons to review your home loan
By pcpl.net.au
/ July 1, 2026
As the calendar flips over to July, now’s a good time to give your home loan a once-over. We look at five strategies that could help you save on interest and pay off your mortgage sooner.
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How the property market is shaping up in your area post budget night
By pcpl.net.au
/ June 24, 2026
It’s just over a month since the Federal Government unveiled its tax reforms on budget night. Here’s how property values are responding across the major cities.
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Record smashed: over 80% of buyers turn to a broker for help
By pcpl.net.au
/ June 17, 2026
The mortgage broking industry has notched up an exciting record with the news that brokers now account for 81% of Australia’s residential lending market. Here’s why.
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5 tips to help you clear your mortgage by retirement
By pcpl.net.au
/ June 10, 2026
Worried you'll still be paying off your mortgage in retirement? New research shows you're not alone. Here are five tips to help clear the slate before you hang up your work boots.
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Not a housing "crash” – easing growth and plenty of buying opportunities
By pcpl.net.au
/ June 2, 2026
House price growth is slowing but experts say not to expect a crash. We look at what’s changed, and why today’s market may offer good opportunities for homebuyers.
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Gen Z races into the property market
By pcpl.net.au
/ May 26, 2026
A few tweaks to a popular first home buyer scheme has driven a “surge” in Gen Zs buying their first home. And it’s not the only upside giving first home buyers a boost now.
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Home loan interest rate rising? There may be other options
By pcpl.net.au
/ May 20, 2026
It was great while it lasted, but the rate cut party is well and truly over. Today we look at how you could potentially reduce your home loan interest rate without relying on the Reserve Bank.
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Federal Budget 2026: how it could affect your property plans
By pcpl.net.au
/ May 13, 2026
Reforms to negative gearing and capital gains tax have been unveiled in the latest national budget. Here’s what they could mean for investors, first home buyers and home owners.
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Cash rate increases for the third time this year, now up to 4.35%
By Portfolio Capital
/ May 5, 2026
The hits just keep coming for mortgage holders, with the Reserve Bank of Australia (RBA) today raising the cash rate...
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How to turn your new-build dreams into reality
By pcpl.net.au
/ April 29, 2026
There’s no better feeling than living in a brand new home - it’s fresh, clean and it’s all yours. But financing a new-build works very differently from buying an established home. Here’s what you need to know.
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Could your home loan pre-approval be out of date?
By pcpl.net.au
/ April 22, 2026
Having loan pre-approval can be a smart move for home buyers. But the recent Reserve Bank cash rate hikes could leave your pre-approval in need of an update.
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Why buyers are defying rate hikes and rising fuel prices
By pcpl.net.au
/ April 15, 2026
Rate hikes and soaring fuel prices aren’t dampening home buyer enthusiasm, with a strong majority of Aussies still believing the time to buy is now. We look at why home-buying sentiment remains so high.
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One-in-five investors snatch up interstate properties
By pcpl.net.au
/ April 8, 2026
Is the grass really greener on the other side? Maybe. Australia has seen a surge of investor activity in recent years, with investment loans reaching record highs. But as home prices rise, plenty of investors are looking beyond their own backyard and making interstate purchases.
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5% Deposit Scheme helps more than 300,000 Aussies buy a first home
By pcpl.net.au
/ April 1, 2026
Buying a first home doesn’t have to mean years of eating beans on toast while you scrape together a 20% deposit. Here’s how you could break into the property market with just a 5% deposit.
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Good news for buyers – surge in homes hitting the market
By pcpl.net.au
/ March 25, 2026
If you’re in the market for a home, you may have noticed there hasn’t always been a whole lot of choice in recent months. Fortunately, it looks like property listings are really starting to pick back up. Here’s how to make the most of the increase in choice.
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Double trouble! RBA lifts cash rate by another 25 basis points to 4.10%
By Portfolio Capital
/ March 17, 2026
More bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate...
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