Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home...
Read More
How 1-in-10 first home buyers cracked the market 4 years sooner
By Portfolio Capital
/ November 5, 2021
Seismic shift: two major banks hike fixed interest rates
By Portfolio Capital
/ November 5, 2021
Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed...
Read More
Netflix and too chill: house hunters cutting corners on inspections
By Portfolio Capital
/ November 5, 2021
More than half of Australian house hunters spend the same amount of time inspecting a property as they do watching...
Read More
Wheels in motion: RBA paves the way for early cash rate rise
By Portfolio Capital
/ November 5, 2021
Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due...
Read More
Is a home loan lending crackdown on the horizon?
By pcpl.net.au
/ September 30, 2021
The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely adjustments” may be necessary to avoid troubled waters. So what could a potential lending crackdown look like?
Read More
Are you too loyal for your own good? The banks think so
By pcpl.net.au
/ September 16, 2021
The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s got three-quarters of borrowers feeling “ripped off” and “angry”.
Read More
Refinancing figures are on a record-breaking run: here’s why
By pcpl.net.au
/ September 9, 2021
With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run you through why so many people are refinancing, and why you should consider doing so too.
Read More
Nine in 10 FHBs trust brokers to help them buy their first property
By pcpl.net.au
/ September 2, 2021
Remember that classic TV ad: ‘nine out of 10 dentists recommend using [toothpaste brand]?’ Well, it turns out we’ve earned a similar level of trust when it comes to helping first home buyers sink their teeth into the property market.
Read More
SME Recovery Loan Scheme revamped to help more businesses
By pcpl.net.au
/ August 26, 2021
More small and medium-sized businesses struggling to stay afloat due to the economic impacts of COVID will have access to cheaper funding after the federal government expanded the eligibility criteria for the SME Recovery Loan Scheme.
Read More
How to ease financial pressure through debt consolidation
By pcpl.net.au
/ August 26, 2021
With many people around the country doing it tough right now, this week we’ll look at a way you can take some pressure off your monthly finances through debt consolidation.
Read More
House price growth hits 17-year high, but is it slowing down?
By Portfolio Capital
/ August 10, 2021
You’d have to go all the way back to the 2004 Athens Olympics to find a time when house price...
Read More
What’s the best day to auction your house?
By Portfolio Capital
/ August 10, 2021
Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged...
Read More
Buy Now Pay Later users put on notice by credit agency
By pcpl.net.au
/ July 29, 2021
Do you use a Buy Now Pay Later (BNPL) service like Afterpay or Zip? If so, be warned that one leading credit reporting agency has made a big change that means your BNPL data will go onto your credit report.
Read More
It’s on! First home loan deposit schemes open for applications
By pcpl.net.au
/ July 1, 2021
If you’d like to buy your first home with just a 5% deposit and pay no lenders mortgage insurance (LMI), then you better act quick, as thousands of first home buyers are expected to rush to apply for the limited spots up for grabs.
Read More
Property price caps increased for first home loan deposit scheme
By pcpl.net.au
/ June 23, 2021
First home buyers can now purchase more expensive properties under the federal government’s hugely popular 5% deposit, no LMI scheme.
Read More
4 in 5 hopeful buyers don’t understand key financial concepts
By pcpl.net.au
/ June 2, 2021
While most Australians dream of owning their own home, the majority of hopeful homeowners admit they don’t fully understand how home loans or mortgage rates work. That’s why we make it our mission to enlighten you during your home buying journey.
Read More
“Tide turning on interest rates”: CBA hikes fixed rates
By pcpl.net.au
/ May 27, 2021
Australia’s biggest bank has hiked its three-year fixed rate for owner-occupiers in a further sign that “the tide is turning on interest rates”. So if you’ve been thinking about fixing your interest rate, it could be high time to do so.
Read More
Want to switch home loans? Here are ASIC’s top tips for refinancing
By pcpl.net.au
/ May 19, 2021
With interest rates at record low levels, we’ve seen a big increase in homeowners wanting to refinance this year. So this week we’ll look at some of ASIC’s top tips for refinancing, plus some of our own for good measure.
Read More
Single parents and first home buyers get big budget boost
By pcpl.net.au
/ May 13, 2021
Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break down the three schemes that will help them crack the property market sooner.
Read More
Is it cheaper to buy or rent your next home? You might be surprised
By Portfolio Capital
/ May 12, 2021
While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper...
Read More