There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you're looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider for 2026.
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Season’s greetings! Here’s to a well-earned summer break
By pcpl.net.au
/ December 21, 2025
As the Christmas and New Year's festive season rolls around, we want to take a moment to sincerely thank you for your trust and support throughout 2025.
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Your suburb’s 2025 property report card is in
By pcpl.net.au
/ December 17, 2025
You might've seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks.
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No Christmas rate cut – could rates rise in 2026?
By pcpl.net.au
/ December 10, 2025
Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare.
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2% deposit scheme ‘Help to Buy’ launches
By pcpl.net.au
/ December 3, 2025
Imagine being able to buy your own home with just a $12,000 deposit. That's what the federal government’s new Help to Buy shared equity scheme can offer. But there are some pros and cons to be aware of. Let’s take a look.
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Why now may be the time to buy a rental property
By pcpl.net.au
/ November 26, 2025
2025 has been a big year for property investors. But the rapid growth of investment lending has fuelled speculation about a possible crackdown on loans to property investors. We explain what’s happening, and why it might be worth considering bringing forward your plans.
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5-year goal: 1-in-3 Gen Zs planning to buy a first home
By pcpl.net.au
/ November 19, 2025
Gen Z may be known for being tech savvy, but they’re also showing their smarts when it comes to home buying, with a surprisingly large number preparing to buy their first home before the end of the decade. Here’s how Gen Zs are making their home-buying plans happen.
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Australian home owners focus on paying down debt
By pcpl.net.au
/ November 12, 2025
To save or to pay down your home loan, that is the question. Ok, so it’s not Shakespearean levels of contemplation – but it’s still a big decision facing many Australian families right now. Let’s take a look at what the majority of home owners are leaning toward.
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Time to buy? House prices tipped to heat up this summer
By pcpl.net.au
/ November 5, 2025
Property prices are running hot as we head into summer, and the market is tipped to dial up even further over the next 12 months. Here’s how it could shape your home-buying plans.
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Forget 'The Block', more homes are selling at auction
By pcpl.net.au
/ October 29, 2025
Season 21 of The Block may be over but the sales are not, with two homes failing to find buyers at auction. It’s a different story across the broader market though. As auction clearance rates heat up we explain how to get your auction game on.
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All aboard! The affordability of just one extra train stop
By pcpl.net.au
/ October 22, 2025
If you’ve just boarded the home buyer express, chances are ‘value’ is high on your list of neighbourhood must-haves. Well, it turns out that house hunters who are happy to stay on the train for just one more stop can be rewarded with savings totalling hundreds of thousands of dollars.
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Bank of Mum and Dad stumps up $40,000
By pcpl.net.au
/ October 15, 2025
They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at the pros and cons of family support – plus other ways to buy a first home that give mum and dad a break.
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What are the chances of another rate cut this year?
By pcpl.net.au
/ October 8, 2025
The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan.
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Separating? Understand your home loan options
By pcpl.net.au
/ October 1, 2025
Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal.
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99% of brokers have helped their clients secure a lower rate
By pcpl.net.au
/ September 24, 2025
Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more.
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Countdown to be in your new home by Christmas
By pcpl.net.au
/ September 17, 2025
The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new place by Christmas Day. The good news is that a broker can help you get there.
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Jump into the market up to 4 years sooner with 5% deposit scheme
By pcpl.net.au
/ September 10, 2025
If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now.
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5 steps to help you find a competitive edge this home-buying season
By pcpl.net.au
/ September 3, 2025
Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring.
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5% deposit scheme expands early – will it increase house prices?
By Portfolio Capital
/ August 28, 2025
The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has...
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Surge in switching: 1,000 home loans refinanced every day
By pcpl.net.au
/ August 20, 2025
Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter.
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