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News - Portfolio CapitalPortfolio Capital

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    Jump into the market up to 4 years sooner with 5% deposit scheme
    News

    Jump into the market up to 4 years sooner with 5% deposit scheme

    If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now.
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    5 steps to help you find a competitive edge this home-buying season
    News

    5 steps to help you find a competitive edge this home-buying season

    Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring.
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    5% deposit scheme expands early – will it increase house prices?
    News

    5% deposit scheme expands early – will it increase house prices?

    The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has...
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    Surge in switching: 1,000 home loans refinanced every day
    News

    Surge in switching: 1,000 home loans refinanced every day

    Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter.
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    Third rate cut delivered this year as RBA trims cash rate to 3.60%
    News

    Third rate cut delivered this year as RBA trims cash rate to 3.60%

    Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease?
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    Skipping pre-approval sees 1-in-10 first home buyers miss out
    News

    Skipping pre-approval sees 1-in-10 first home buyers miss out

    Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than one-in-ten first-time buyers have missed out simply because they didn’t have home loan pre-approval.
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    How your home can help your kids get a great education
    News

    How your home can help your kids get a great education

    Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of sought-after public schools can command six-figure price premiums. Here's why.
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    Newly built homes notch up strongest sales in 3 years
    News

    Newly built homes notch up strongest sales in 3 years

    There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We look at the pros and cons of buying a new home - and the financial incentives available to new home buyers.
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    Has your borrowing power increased in 2025?
    News

    Has your borrowing power increased in 2025?

    If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing capacity could be higher than you realise.
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    Two-thirds of borrowers could save by refinancing: report
    News

    Two-thirds of borrowers could save by refinancing: report

    Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing. Despite this, plenty of borrowers are sticking to an old loan – and it could be costing them.
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    Small deposit? 50,000 Home Guarantee Scheme spots just opened up
    News

    Small deposit? 50,000 Home Guarantee Scheme spots just opened up

    Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home Guarantee Scheme just opened up on July 1. Here’s how to secure your spot.
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    How to make an offer on a home
    News

    How to make an offer on a home

    Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain...
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    Welcome back! Home lending jumps as first home buyers return
    News

    Welcome back! Home lending jumps as first home buyers return

    Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the stars may have aligned to make now a good time to take that first step on the property ladder.
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    Australian home price average tops $1 million
    News

    Australian home price average tops $1 million

    Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for...
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    How you could boost your home’s value by $118,000 (and save on bills)
    News

    How you could boost your home’s value by $118,000 (and save on bills)

    With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for energy-efficient homes on average. Here’s how to give your place a ‘green premium’.
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    Plot twist: home owners keep repayments on hold as rates fall
    News

    Plot twist: home owners keep repayments on hold as rates fall

    Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it could see them save in long-term interest costs.
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    RBA cuts the cash rate for the second time this year to 3.85%
    News

    RBA cuts the cash rate for the second time this year to 3.85%

    Australian borrowers have received another reprieve with the Reserve Bank of Australia (RBA) today cutting the cash rate by 25...
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    Fact or fiction: do property values double every 10 years?
    News

    Fact or fiction: do property values double every 10 years?

    It’s a common belief that real estate values double every decade. But is this true? New research reveals how much home values have increased over the past ten years.
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    Albo re-elected: what’s on the board for home buyers and owners?
    News

    Albo re-elected: what’s on the board for home buyers and owners?

    The votes have been cast and it’s clear Labor will hold the reins of federal government for another 3-year term. We look at what this may mean for first home buyers and current home owners.
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    Myth buster: do weekly repayments pay off an offset loan faster?
    News

    Myth buster: do weekly repayments pay off an offset loan faster?

    There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the...
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