The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March. Here’s why national housing prices are climbing higher.
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How does your home loan compare?
By pcpl.net.au
/ September 6, 2023
No change to the cash rate again this month, but lenders’ mortgage rates have been jumping around more than a bunch of toddlers at a Wiggles concert. We reveal the current average rates to see how your loan compares.
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Help to Buy Scheme set to kick off in 2024
By pcpl.net.au
/ August 23, 2023
The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home. Today we’ll unpack how the new federal government scheme will work, who it’ll benefit, and the fine print you need to know.
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More Aussies turn to mortgage brokers for a hand managing hikes
By pcpl.net.au
/ August 16, 2023
An avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking. In fact, more mortgage holders than ever before are reaching out to brokers for expert help.
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Sneaky rate hikes – is your lender behind them?
By pcpl.net.au
/ August 9, 2023
The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable home loan rates. Here’s how borrowers are fighting back.
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Has the tide turned? What the RBA rate pause means for homeowners
By pcpl.net.au
/ August 2, 2023
Mortgage holders rejoice - the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the second month in a row. So have we finally reached calmer waters? Or is there one last rate rise wave headed our way?
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Why are fixed rates still rising? And when might they drop again?
By pcpl.net.au
/ July 26, 2023
With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why the big banks are hiking their fixed rates – and unpack what it means for the rate outlook.
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Could apartment living help you dive into the property market sooner?
By pcpl.net.au
/ July 12, 2023
Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from house hunting to unit searching be the way forward for you?
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Homeowners brace as RBA raises cash rate to 3.85%
By Portfolio Capital
/ May 2, 2023
The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year,...
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Tips to help stay on top amidst the rate hike cycle
By pcpl.net.au
/ April 26, 2023
With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.
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Property listings and prices are bouncing back
By Admin
/ April 20, 2023
As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this...
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What is the fixed-rate cliff and how can refinancing help?
By pcpl.net.au
/ April 12, 2023
You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing?
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Money habits that may raise lenders’ eyebrows
By pcpl.net.au
/ March 29, 2023
We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?
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Time to jump in? First home buyer deposit saving times plunge
By pcpl.net.au
/ March 22, 2023
Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.
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Considering refinancing your mortgage? Here are some questions to ask
By pcpl.net.au
/ March 17, 2023
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first.
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Hold your horses: RBA hikes cash rate again to 2.85%
By Portfolio Capital
/ November 1, 2022
Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25...
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With property prices dropping, is now the time to refinance?
By pcpl.net.au
/ October 27, 2022
You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling housing prices may affect your refinancing application and what you can do about it.
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Is now a good time to buy an investment property?
By pcpl.net.au
/ October 20, 2022
You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your heels? We’ve outlined reasons why now may still be a good time to buy.
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Nurses and midwives now eligible for LMI waiver
By pcpl.net.au
/ October 13, 2022
Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership.
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