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    Mortgages not holding Aussies back from travel
    News

    Mortgages not holding Aussies back from travel

    It's no secret that Australians love to travel. The thing is, we also love to own our own home. Can you do both? It turns out most people can!
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    Customers set to lose out as Big 4 Banks profit, yet again
    News

    Customers set to lose out as Big 4 Banks profit, yet again

    Once again the Big 4 Banks have escaped major punishment and gotten exactly what they wanted: adding a multi-thousand-dollar tax on borrowing that'll hit consumers and brokers hardest.
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    Do you Airbnb your property? The ATO has you in its sights
    News

    Do you Airbnb your property? The ATO has you in its sights

    Sharing is caring, right? However, when it comes to the sharing economy, the ATO is feeling neglected and wants its fair share. Here's what you need to know if you rent out your property on Airbnb.
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    Property buyers are increasingly turning to mortgage brokers
    News

    Property buyers are increasingly turning to mortgage brokers

    Excuse the humble brag, but property buyers are turning to mortgage brokers in record numbers. Here's why that's great news for the both of us.
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    Is your interest-only loan about to end?
    News

    Is your interest-only loan about to end?

    It's the end of the road for 900,000 borrowers on interest-only loans, as they'll be automatically switched to principal and interest loans this year. Now's the time to check whether or not you should start considering other options.
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    APRA to remove restrictions on interest-only home loans
    News

    APRA to remove restrictions on interest-only home loans

    Here's some good news to kick off 2019: APRA is removing its restrictions on interest-only residential mortgage lending from January 1.
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    Season’s Greetings! Wishing you a prosperous 2019!
    News

    Season’s Greetings! Wishing you a prosperous 2019!

    Whether you're celebrating the festive season with family and friends, or getting away somewhere nice and relaxing, we hope you have a wonderful break over the summer holidays!
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    Bank wanted mortgage broking fees transferred to customers
    News

    Bank wanted mortgage broking fees transferred to customers

    A big four bank almost overhauled its broker remuneration model so that the cost of mortgage broking services would be transferred to the customer, the royal commission heard. Here's how to prevent that from happening.
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    Buy now, pay later schemes putting young shoppers at debt risk
    News

    Buy now, pay later schemes putting young shoppers at debt risk

    One in six customers who use payment methods such as Afterpay and Zip Pay run into financial strife – and ASIC is putting the 'buy now, pay later' industry under the spotlight.
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    Stress tested your home loan recently? Don’t stress
    News

    Stress tested your home loan recently? Don’t stress

    Seven in 10 Australian mortgage holders have not stress tested their home loan. But don't stress, it's much easier to do than you think.
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    Royal Commission – what might its impact be
    News

    Royal Commission – what might its impact be

    The Royal Commission is currently undergoing its final round of hearings with CEOs and Chairmen of the major banks and...
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    6 Christmas tips to help you save this silly season
    News

    6 Christmas tips to help you save this silly season

    Most of us roll our eyes when we start seeing shopping centres spruik Christmas merchandise in November. While it's important not to get caught up in the festivities too early, now's actually a great time to start prepping to ensure a budget blow-out doesn't derail your mortgage repayments over the silly season.
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    Under the microscope: your micro-transactions
    News

    Under the microscope: your micro-transactions

    When it comes to paying off your mortgage, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting down on ‘micro-transactions’.
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    Guidance needed for borrowers, industry body says
    News

    Guidance needed for borrowers, industry body says

    Property owners and prospective first home buyers are increasingly in need of clear guidance on home lending as the housing markets in Melbourne and Sydney begin to cool, says the Housing Industry Association.
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    On the up and up. Keen to jump into a property hotspot?
    News

    On the up and up. Keen to jump into a property hotspot?

    With housing values falling across half of Australia's capital cities over the past year it can be all too easy to forget many regions are doing well. Here's where property prices have recently experienced healthy growth.
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    Choosing the right investment ownership model
    News

    Choosing the right investment ownership model

    We all know that choosing the perfect investment and getting the timing right are both critical. What people often overlook, however, is selecting the right investment ownership model.
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    Why is the bank saying I can’t service a loan?
    News

    Why is the bank saying I can’t service a loan?

    A question we often get goes something along the lines of: 'I make my repayments on time, and I save $1,000 per month, why is the bank saying I can’t service a loan?' Here's how banks conduct loan serviceability.
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    Don’t get outfoxed: a quick guide to property valuations
    News

    Don’t get outfoxed: a quick guide to property valuations

    Information is power. Knowing how much a property is worth can help you secure a great price during negotiations.
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    More carrot, less stick: Comprehensive Credit Reporting
    News

    More carrot, less stick: Comprehensive Credit Reporting

    Many people only pay their bills on time to avoid being slugged with late fees and a bad credit rating. But a big change this month means that you can now be rewarded for timely repayments.
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    Home loans: to lock in the rate or not?
    News

    Home loans: to lock in the rate or not?

    With some of the major lenders recently lifting interest rates on variable home loans, we've had a number of enquiries this week as to whether now is a good time to lock in an interest rate.
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