Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have they gone up exactly? Let’s take a look.
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What’s your debt-to-income ratio? And why do lenders care about it?
By pcpl.net.au
/ March 17, 2022
New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article.
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Flood victims can defer loan repayments for up to 3 months
By Portfolio Capital
/ March 10, 2022
Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for...
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Which two capital cities might have just hit their property price peak?
By pcpl.net.au
/ March 3, 2022
It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three cities looking like they could soon peak, and three still going strong. How is the market performing in your neck of the woods?
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Flexibility emerges as a key priority for small business loans
By Portfolio Capital
/ February 10, 2022
What’s most important to you when selecting a lender to provide finance for your small business right now? Well, Australian...
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Why are houses becoming so much more expensive to build?
By Portfolio Capital
/ February 10, 2022
Construction costs just rose at the fastest annual pace since 2005. So why is it getting so expensive to build...
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Which cities are expected to have the biggest price growth in 2022?
By Portfolio Capital
/ February 3, 2022
National property prices are predicted to rise by up to 9% in 2022, according to REA Group, but which cities...
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Your suburb’s 2021 property report card is in
By Portfolio Capital
/ January 28, 2022
With all the talk of record-breaking property growth throughout 2021, do you know how exactly your suburb and property type...
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2022 forecast: places where housing prices aren’t slowing down
By Portfolio Capital
/ January 6, 2022
National housing values grew 22.1% in 2021, and there are two capital cities and one region in particular that are...
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Up to 4,600 first home buyer guarantees back up for grabs
By Portfolio Capital
/ December 17, 2021
Want to buy your first home with a deposit of just 5% and pay no lenders’ mortgage insurance? You could...
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Don’t drown in Buy Now Pay Later debt this Christmas
By Portfolio Capital
/ December 9, 2021
Christmas is fast approaching and there’s a good chance you’ve started turning your attention to gifts for family and friends....
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FOMO factor: more Aussies looking to buy with mates or siblings
By Portfolio Capital
/ December 2, 2021
Ever thought about buying a property with a friend or family member? You’re not the only one. The rising cost...
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How well has your salary kept up with house prices?
By Portfolio Capital
/ November 30, 2021
You’ve probably noticed that house prices in Australia consistently outstrip growth in wages. But by how much? And what can...
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Think property prices will dip when rates rise? Don’t bet the house on it
By Portfolio Capital
/ November 18, 2021
Whether you’re looking to buy, sell or hold, there’s a good chance you’ve wondered whether the property market will tumble...
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Open banking is ramping up, so how are lenders using your data?
By Portfolio Capital
/ November 11, 2021
Open banking is here and it’s charging full steam ahead. So just how are lenders and fintechs using your shared...
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Bar raised for borrowers: tougher home loan serviceability tests
By Portfolio Capital
/ November 9, 2021
Since November 1st some borrowers will find it a little harder to get a mortgage. In October, the banking regulator...
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How 1-in-10 first home buyers cracked the market 4 years sooner
By Portfolio Capital
/ November 5, 2021
Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home...
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Seismic shift: two major banks hike fixed interest rates
By Portfolio Capital
/ November 5, 2021
Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed...
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Netflix and too chill: house hunters cutting corners on inspections
By Portfolio Capital
/ November 5, 2021
More than half of Australian house hunters spend the same amount of time inspecting a property as they do watching...
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Wheels in motion: RBA paves the way for early cash rate rise
By Portfolio Capital
/ November 5, 2021
Mortgage holders are facing a sooner-than-expected cash rate rise after the Reserve Bank of Australia (RBA) revised its outlook due...
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