Scams involving identity theft have cost Australians at least $16 million this year, and that figure is likely to be just the “tip of the iceberg”, says the ACCC.
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Got a spare pineapple? Pay off your mortgage faster
By pcpl.net.au
/ July 18, 2019
Reckon you could scrounge together an extra $50 each week to pay off your mortgage? If so, latest modelling shows the average household with a $400,000 loan could save $46,992 and pay off their home loan four years faster.
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Housing affordability the best it’s been since 1999: HIA
By pcpl.net.au
/ July 11, 2019
Great news for home buyers - housing affordability is the best it’s been since 1999, according to new data released by the nation’s peak housing and building body.
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What the cash rate cuts mean for other areas of your finance
By pcpl.net.au
/ July 4, 2019
Whenever the Reserve Bank of Australia (RBA) changes the official cash rate we all hear about how it will impact home loans. But it affects many other areas of finance and the economy, which we’ll look into today.
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RBA goes back-to-back with cash rate cuts
By pcpl.net.au
/ July 2, 2019
The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 1%. Yep, that's right, back-to-back rate cuts within just one month.
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Granny flat could boost your property value by 30%
By pcpl.net.au
/ June 27, 2019
Backyard cricket pitch not getting much of a workout these days? Sick of your weekends being taken up with mowing and gardening? Installing a granny flat could be a lucrative solution - boosting the value of your home by 30% and adding around 27% to rental income.
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How to find a bank with strong corporate social responsibility
By pcpl.net.au
/ June 20, 2019
Yes, we’re well aware that this may sound like an oxymoron to some! But cheeky jokes aside, this is a question we’ve been increasingly receiving. So today we thought we’d look into what good corporate social responsibility means, and how you can find it in a bank.
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Is the housing market finally about to reach rock bottom?
By pcpl.net.au
/ June 13, 2019
‘Are we there yet?’ That seems to be the million dollar question on everyone’s lips. Today we’ll take a look at whether or not the property market is finally starting to stabilise, as well as when we might start seeing some positive changes in the market.
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Will lenders pass on the RBA rate cut to you?
By pcpl.net.au
/ June 4, 2019
The RBA has cut the official cash rate to a new record low of 1.25%. But hang on a sec… Will lenders even pass on the cut in full? Today we’ll look at how you can make the RBA rate cut work for you.
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Your home is not perfect: the value of pest and building inspections
By pcpl.net.au
/ May 30, 2019
They say that home is where the heart is. And it’s true that we spend so much of our time, money and emotions in our homes. So it can be hard to truly look at them and think that something could be wrong.
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What the re-elected Coalition government has promised
By pcpl.net.au
/ May 27, 2019
No doubt, like most, you’re suffering from a bit of election fatigue. But stick with us - here’s one last article that explains what you can expect from the 46th parliament of Australia.
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APRA suggests banks relax key lending criteria
By pcpl.net.au
/ May 23, 2019
Here’s a bit of good news: you may be able to borrow more for your next home loan after the prudential regulator sent a letter to the banks asking them to relax a key lending criteria.
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How the new govt scheme could give you a head start on property
By pcpl.net.au
/ May 16, 2019
Did you know that it takes four to seven years for the average household to save a 20% deposit for their first home and avoid paying lender’s mortgage insurance? However, a new scheme promises to drastically reduce that time by dropping the required deposit to just 5%.
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Found an account transaction error? Don’t foot the bill
By pcpl.net.au
/ May 13, 2019
Most of us have found ourselves in a sticky situation where we’ve spotted an unauthorised or mistaken transaction on our bank account or credit card statement. Here’s how to avoid footing the bill.
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Interested in increasing your rental returns by up to 30%?
By pcpl.net.au
/ May 9, 2019
What would you say if we told you that you could potentially increase your rental returns by up to 30% simply by ticking a box? You'd probably call us 'barking mad'.
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Will the RBA cut the cash rate this month?
By pcpl.net.au
/ May 2, 2019
We don't like to dust off the old crystal ball and speculate very often, but there's been so much noise about whether the RBA will cut the official cash rate this Tuesday that we feel compelled to address it.
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With home loan interest rates dropping, is it time to pull the cord?
By pcpl.net.au
/ April 29, 2019
Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you'll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy.
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5 ideas to help first home buyers break into the property market
By pcpl.net.au
/ April 25, 2019
While housing affordability is improving across the country, for many young first home buyers cracking into the property market can feel like breaking into a fortress. Here are five ideas that can help bust down that door.
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Making the most of the instant asset write-off
By pcpl.net.au
/ April 11, 2019
Cash flow is like your daily hit of caffeine. You don't really notice how important it is for your business until you've got to try and operate without it. Today we'll look at how the recently expanded instant asset write-off initiative can help out in that area.
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How to welcome a baby into the family and stay on budget
By pcpl.net.au
/ April 10, 2019
Welcoming a baby into your family is one of the most joyous occasions of your life. But just like anything worth celebrating (such as your wedding day or buying your first property), it's not without its expenses.
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