The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire...
Read More
Buying land to build on later: what you need to know
By Portfolio Capital
/ November 21, 2024
You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan...
Read More
Do you really need a building inspection?
By Portfolio Capital
/ November 14, 2024
Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure...
Read More
Can we expect the RBA to cut back rates this summer?
By pcpl.net.au
/ November 6, 2024
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling – and how you could possibly give yourself a rate cut before Christmas.
Read More
How much does LMI really add to a home’s cost?
By Portfolio Capital
/ October 31, 2024
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence....
Read More
How to nail a home loan if you’re self-employed
By Portfolio Capital
/ October 24, 2024
It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when...
Read More
What’s going on with negative gearing?
By Portfolio Capital
/ October 17, 2024
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain...
Read More
How long it takes to save a deposit (and how to fast-track it)
By pcpl.net.au
/ October 9, 2024
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who's got the patience to save for six years? Today we’ll look at four ways you could fast-track home ownership.
Read More
Could rate cuts mean house prices heat up again?
By pcpl.net.au
/ October 2, 2024
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy sooner rather than later if you’re home loan-ready.
Read More
Why 9 out of 10 first-home buyers use a mortgage broker
By pcpl.net.au
/ September 25, 2024
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting out squats. Well, it turns out buying your first home can be just as daunting, with 91% of first-home buyers turning to a mortgage broker for guidance.
Read More
TikTok vs talking to your broker? It’s no contest
By pcpl.net.au
/ September 18, 2024
TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially if you’re in the market for a home loan.
Read More
Fixed rates tumble: a sign of things to come?
By pcpl.net.au
/ September 11, 2024
When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in fixed rates suggest we may not have to wait too much longer for variable interest rates to head south.
Read More
Property market climbs towards new peak
By pcpl.net.au
/ September 13, 2023
The property market has thumbed its nose at higher interest rates, with values rising almost 5% since March. Here’s why national housing prices are climbing higher.
Read More
How does your home loan compare?
By pcpl.net.au
/ September 6, 2023
No change to the cash rate again this month, but lenders’ mortgage rates have been jumping around more than a bunch of toddlers at a Wiggles concert. We reveal the current average rates to see how your loan compares.
Read More
Help to Buy Scheme set to kick off in 2024
By pcpl.net.au
/ August 23, 2023
The highly anticipated Help to Buy Scheme will kick off next year, giving more Aussies a chance to score their dream home. Today we’ll unpack how the new federal government scheme will work, who it’ll benefit, and the fine print you need to know.
Read More
More Aussies turn to mortgage brokers for a hand managing hikes
By pcpl.net.au
/ August 16, 2023
An avalanche of rate hikes over the past 18 months has supersized home loan repayments. But savvy homeowners aren’t panicking. In fact, more mortgage holders than ever before are reaching out to brokers for expert help.
Read More
Sneaky rate hikes – is your lender behind them?
By pcpl.net.au
/ August 9, 2023
The Reserve Bank (RBA) may have kept the cash rate on hold but that hasn’t stopped some lenders from hiking their variable home loan rates. Here’s how borrowers are fighting back.
Read More
Has the tide turned? What the RBA rate pause means for homeowners
By pcpl.net.au
/ August 2, 2023
Mortgage holders rejoice - the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the second month in a row. So have we finally reached calmer waters? Or is there one last rate rise wave headed our way?
Read More
Why are fixed rates still rising? And when might they drop again?
By pcpl.net.au
/ July 26, 2023
With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why the big banks are hiking their fixed rates – and unpack what it means for the rate outlook.
Read More
Could apartment living help you dive into the property market sooner?
By pcpl.net.au
/ July 12, 2023
Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from house hunting to unit searching be the way forward for you?
Read More
