Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could this rate cut decrease your monthly mortgage repayments? And can we expect more cuts this year?
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The scheme that’s helped 193,000 Aussies buy a first home
By pcpl.net.au
/ February 11, 2025
If you’re in the market for a first home, there’s one scheme you should know about. It’s called the Home Guarantee Scheme, and it could slash the time it takes to buy a place of your own by several years. Here’s how it works.
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What happens to my home loan if interest rates fall?
By pcpl.net.au
/ February 5, 2025
Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations have died down, what next? We explain what to expect when rates head south.
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The top 5 location turn-offs for Aussie home buyers
By Portfolio Capital
/ January 30, 2025
Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a...
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How to finance your 2025 home renovation
By pcpl.net.au
/ January 22, 2025
Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth knowing what reno finance options are available. Today we'll explain some ways to fund your home improvement project.
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Decisions decisions… Fixed-rate vs variable home loan rate
By Portfolio Capital
/ January 16, 2025
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer....
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House, apartment or townhouse? The pros and cons of each
By Portfolio Capital
/ January 9, 2025
There’s much more to property in Australia than just houses or units. And if you’re in the market for a...
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Three financial New Year’s resolutions to tackle 2025 head-on
By Portfolio Capital
/ January 2, 2025
How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or...
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Merry Christmas! And thanks for your support in 2024!
By Portfolio Capital
/ December 24, 2024
With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your...
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Have you refinanced recently? It could be time this summer break
By pcpl.net.au
/ December 18, 2024
If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research shows it could be time to try again - especially if you want to start 2025 off on the right foot.
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How did property prices go in 2024? And what’s tipped for 2025?
By Portfolio Capital
/ December 12, 2024
As we head towards the end of 2024, let’s take a look at how property markets performed over the last...
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Thinking of buying a holiday home? Here’s what to weigh up
By Portfolio Capital
/ December 5, 2024
The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire...
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Buying land to build on later: what you need to know
By Portfolio Capital
/ November 21, 2024
You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan...
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Do you really need a building inspection?
By Portfolio Capital
/ November 14, 2024
Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure...
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Can we expect the RBA to cut back rates this summer?
By pcpl.net.au
/ November 6, 2024
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling – and how you could possibly give yourself a rate cut before Christmas.
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How much does LMI really add to a home’s cost?
By Portfolio Capital
/ October 31, 2024
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence....
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How to nail a home loan if you’re self-employed
By Portfolio Capital
/ October 24, 2024
It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when...
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What’s going on with negative gearing?
By Portfolio Capital
/ October 17, 2024
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain...
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How long it takes to save a deposit (and how to fast-track it)
By pcpl.net.au
/ October 9, 2024
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who's got the patience to save for six years? Today we’ll look at four ways you could fast-track home ownership.
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Could rate cuts mean house prices heat up again?
By pcpl.net.au
/ October 2, 2024
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy sooner rather than later if you’re home loan-ready.
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