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Money habits that may raise lenders’ eyebrows
First Home Buyer News

Money habits that may raise lenders’ eyebrows

We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?
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Time to jump in? First home buyer deposit saving times plunge
First Home Buyer News

Time to jump in? First home buyer deposit saving times plunge

Home loan headlines have been, let’s face it, a bit of a downer of late. But the good news is that first-home buyers are now reaching their 20% deposit goal faster.
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Considering refinancing your mortgage? Here are some questions to ask
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Considering refinancing your mortgage? Here are some questions to ask

Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first.
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Got an eagle eye on house prices? Rate rises are only part of the story
BLOGS First Home Buyer News

Got an eagle eye on house prices? Rate rises are only part of the story

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Hold your horses: RBA hikes cash rate again to 2.85%
News

Hold your horses: RBA hikes cash rate again to 2.85%

Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25...
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With property prices dropping, is now the time to refinance?
News

With property prices dropping, is now the time to refinance?

You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling housing prices may affect your refinancing application and what you can do about it.
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Is now a good time to buy an investment property?
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Is now a good time to buy an investment property?

You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your heels? We’ve outlined reasons why now may still be a good time to buy.
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Nurses and midwives now eligible for LMI waiver
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Nurses and midwives now eligible for LMI waiver

Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership.
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How long does it take for an interest rate rise to kick in?
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How long does it take for an interest rate rise to kick in?

Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are...
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RBA hikes the cash rate for fifth straight month to 2.35%
News

RBA hikes the cash rate for fifth straight month to 2.35%

The Reserve Bank of Australia has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand.
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Property prices are predicted to dip: 5 ways you can prepare to buy
First Home Buyer News

Property prices are predicted to dip: 5 ways you can prepare to buy

Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. So if you’re interested in taking advantage of the dip, it could pay to start preparing now.
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Keep calm and carry on: 5 ways you can absorb interest rate rises
News

Keep calm and carry on: 5 ways you can absorb interest rate rises

We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot.
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Want a first home buyer scheme spot? Here’s how to get the inside lane
First Home Buyer News

Want a first home buyer scheme spot? Here’s how to get the inside lane

We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack.
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Refinancing numbers are surging across the country, here’s why
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Refinancing numbers are surging across the country, here’s why

Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.
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Banks tighten lending, reducing the maximum you can borrow
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Banks tighten lending, reducing the maximum you can borrow

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?
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Bulk of SMEs preparing for growth over next 12 months: research
News

Bulk of SMEs preparing for growth over next 12 months: research

Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.
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ATO hit list: rental property income and capital gains
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ATO hit list: rental property income and capital gains

Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.
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The two major parties’ first home buyer policies explained
First Home Buyer News

The two major parties’ first home buyer policies explained

Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.
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EOFY alert! Financial year-end is fast approaching
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EOFY alert! Financial year-end is fast approaching

Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year.
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Ready for lift-off: how to prepare a buffer for more rate rises
News Uncategorized

Ready for lift-off: how to prepare a buffer for more rate rises

Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries.
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