Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25...
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With property prices dropping, is now the time to refinance?
By pcpl.net.au
/ October 27, 2022
You may have heard that property values are on the decline. But what does this mean if you’re planning to refinance? We’ll discuss how falling housing prices may affect your refinancing application and what you can do about it.
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Is now a good time to buy an investment property?
By pcpl.net.au
/ October 20, 2022
You’ve bought a home. And now you might be considering adding an investment property to your portfolio. But have recent interest rate hikes cooled your heels? We’ve outlined reasons why now may still be a good time to buy.
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Nurses and midwives now eligible for LMI waiver
By pcpl.net.au
/ October 13, 2022
Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership.
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How long does it take for an interest rate rise to kick in?
By Portfolio Capital
/ September 22, 2022
Household budgets around the country are feeling the brunt of five back-to-back rate hikes. And we’ve been warned more are...
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RBA hikes the cash rate for fifth straight month to 2.35%
By pcpl.net.au
/ September 6, 2022
The Reserve Bank of Australia has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand.
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Property prices are predicted to dip: 5 ways you can prepare to buy
By pcpl.net.au
/ August 24, 2022
Property prices are predicted to fall over the coming year, but it’s always hard to know exactly when they’re going to start trending back up again. So if you’re interested in taking advantage of the dip, it could pay to start preparing now.
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Keep calm and carry on: 5 ways you can absorb interest rate rises
By pcpl.net.au
/ July 27, 2022
We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot.
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Want a first home buyer scheme spot? Here’s how to get the inside lane
By pcpl.net.au
/ June 23, 2022
We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack.
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Refinancing numbers are surging across the country, here’s why
By pcpl.net.au
/ June 16, 2022
Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.
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Banks tighten lending, reducing the maximum you can borrow
By pcpl.net.au
/ June 2, 2022
Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?
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Bulk of SMEs preparing for growth over next 12 months: research
By pcpl.net.au
/ May 26, 2022
Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.
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ATO hit list: rental property income and capital gains
By pcpl.net.au
/ May 26, 2022
Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.
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The two major parties’ first home buyer policies explained
By pcpl.net.au
/ May 19, 2022
Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.
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EOFY alert! Financial year-end is fast approaching
By pcpl.net.au
/ May 12, 2022
Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year.
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Ready for lift-off: how to prepare a buffer for more rate rises
By pcpl.net.au
/ May 12, 2022
Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries.
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RBA increases cash rate to 0.35% amid high inflation concerns
By pcpl.net.au
/ May 3, 2022
The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns and has signalled more cash rate increases will likely follow.
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Attention first home buyers! Price caps increase for 5% deposit scheme
By pcpl.net.au
/ April 21, 2022
First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme.
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How to save a first home deposit in just over a year
By Portfolio Capital
/ April 7, 2022
It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new...
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What the!? Tesla came third on the new vehicles sold list?
By pcpl.net.au
/ April 7, 2022
Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales leaderboard to place third for all new vehicles sold in March.
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