We’re just days away from 35,000 first home buyer scheme spots becoming available on July 1. If you’re keen to snare a place in the scheme - and buy your first home sooner - here’s how to get ahead of the pack.
Read More
Refinancing numbers are surging across the country, here’s why
By pcpl.net.au
/ June 16, 2022
Rising interest rates got you feeling a little vulnerable? It might be time to take some control back by refinancing or asking for a rate review. Here’s why we’re seeing refinancing numbers surge across the country.
Read More
Banks tighten lending, reducing the maximum you can borrow
By pcpl.net.au
/ June 2, 2022
Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. How might this affect your next purchase?
Read More
Bulk of SMEs preparing for growth over next 12 months: research
By pcpl.net.au
/ May 26, 2022
Small businesses around the nation are once again confident about their future and ready to start driving toward their next phase of growth, according to new research.
Read More
ATO hit list: rental property income and capital gains
By pcpl.net.au
/ May 26, 2022
Property investors beware: the Australian Taxation Office (ATO) has revealed the four key areas it will be targeting this tax year, and rental property income/deductions and capital gains are high on the hit list.
Read More
The two major parties’ first home buyer policies explained
By pcpl.net.au
/ May 19, 2022
Housing affordability is one of the key battlegrounds ahead of the federal election this Saturday. So what is each of the two major parties proposing to help first home buyers crack the market? Let’s take a look.
Read More
EOFY alert! Financial year-end is fast approaching
By pcpl.net.au
/ May 12, 2022
Small business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the cost have just over a month to act this financial year.
Read More
Ready for lift-off: how to prepare a buffer for more rate rises
By pcpl.net.au
/ May 12, 2022
Rate rises are a bit like taking off in a plane. Sure, it's a bit nervy, but so long as you’ve run through your pre-flight check, have a well-serviced aircraft, built-in some contingencies (a buffer!), and have a handy co-pilot (us!), you should reach your destination no worries.
Read More
RBA increases cash rate to 0.35% amid high inflation concerns
By pcpl.net.au
/ May 3, 2022
The Reserve Bank of Australia (RBA) has increased the official cash rate by 25 basis points to 0.35% amid high inflation concerns and has signalled more cash rate increases will likely follow.
Read More
Attention first home buyers! Price caps increase for 5% deposit scheme
By pcpl.net.au
/ April 21, 2022
First home buyers with a deposit of just 5% will soon have more purchasing power thanks to an increase in property price caps for the highly popular Home Guarantee Scheme.
Read More
How to save a first home deposit in just over a year
By Portfolio Capital
/ April 7, 2022
It’s taking young couples roughly five years on average to save for a 20% home loan deposit, according to new...
Read More
What the!? Tesla came third on the new vehicles sold list?
By pcpl.net.au
/ April 7, 2022
Car enthusiasts around the nation got a bit of a shock this week when the Tesla Model 3 rocketed up the sales leaderboard to place third for all new vehicles sold in March.
Read More
Budget winners: first home buyers, regional buyers, single parents
By pcpl.net.au
/ March 31, 2022
First home buyers, regional buyers and single parents keen to crack the property market are the big winners in this year’s federal budget - with 50,000 low deposit, no LMI scheme spots up for grabs.
Read More
16 ways the government should tackle housing affordability: report
By Portfolio Capital
/ March 24, 2022
Think property prices have gone a little bonkers? You’re not the only one. Which is why a report with 16...
Read More
How much have car prices gone up since the pandemic began?
By pcpl.net.au
/ March 24, 2022
Most of you would have noticed that car prices have gone up significantly over the past two years. But how much have they gone up exactly? Let’s take a look.
Read More
What’s your debt-to-income ratio? And why do lenders care about it?
By pcpl.net.au
/ March 17, 2022
New data from the lending watchdog reveals almost one in four new mortgages are risky. How are they deemed risky? Well, it’s got something to do with your debt-to-income ratio, which we’ll explain in this week’s article.
Read More
Flood victims can defer loan repayments for up to 3 months
By Portfolio Capital
/ March 10, 2022
Home and business owners impacted by the floods in New South Wales and Queensland can apply to their lender for...
Read More
Which two capital cities might have just hit their property price peak?
By pcpl.net.au
/ March 3, 2022
It’s a three-speed property market across the country right now, with two capital cities showing signs prices might’ve peaked, three cities looking like they could soon peak, and three still going strong. How is the market performing in your neck of the woods?
Read More
Flexibility emerges as a key priority for small business loans
By Portfolio Capital
/ February 10, 2022
What’s most important to you when selecting a lender to provide finance for your small business right now? Well, Australian...
Read More
Why are houses becoming so much more expensive to build?
By Portfolio Capital
/ February 10, 2022
Construction costs just rose at the fastest annual pace since 2005. So why is it getting so expensive to build...
Read More
